An Exchange of Value for Values
Imagine if, in exchange for helping Brown University students and faculty to address the defining challenges of our complex and changing world, you could secure a lifetime of guaranteed income for yourself or someone else. Sound too good to be true? A Brown University charitable gift annuity can make it possible.
Guaranteed, fixed payments for life
Your charitable gift annuity will provide payments that:
- last for your lifetime—you cannot outlive your payments;
- are predictable—you will get the same amount each year unaffected by investment performance or market conditions;
- are backed by full faith and credit of Brown University.
The amount of your charitable gift annuity payment depends on the amount contributed and the age of the payment recipient. Following are sample charitable gift annuity rates for various ages.
| Age of Annuitant | Annuity Rate |
|---|---|
| 65 | 5.4% |
| 70 | 5.9% |
| 75 | 6.6% |
| 80 | 7.6% |
*Please note that this information is for illustrative purposes and is not intended as tax or legal advice. Rates are subject to change and are based on rates recommended by the American Council on Gift Annuities (ACGA). Charitable gift annuities may not be available in all states.
Call us for the rates for other ages or for two-person annuities.
Financial benefits for you
In addition to fixed payments for life, your charitable gift annuity provides several financial benefits:
- A charitable deduction in the year of your gift
- Significant tax-free treatment of a portion of each payment if you contribute cash
- Reduced capital gains taxes if you contribute appreciated assets
Next Steps
- Give cash, securities, or other assets to Brown University and receive a fixed amount each year. Typically, a portion of these payments is tax-free.
- Select your income beneficiaries and if the income will start now or later.
- Identify the programs or initiatives you wish to support with the remainder.
Learn more about charitable gift annuities.
These rates are for illustration purposes only and may vary depending on the timing of your gift. Annuity rates for two individuals are also available. This is not legal advice. A prospective donor should seek the advice of a qualified estate and/or tax professional to determine the consequences of their gift. Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association.