The Office of
Planned Giving




Sierra J. Rosen
Executive Director
T 1-401-863-3563

Carole Johnston
Trusts & Estates Manager
T 1-401-863-1221

Lisa Logan Ross
T 1-401-863-9119

A Brown Love Story

Bill and Jeannette Pollard

Bill and Jeannette Pollard

As told by William and Jeannette Pollard

Little did William (Bill) Pollard know that a chance encounter his sophomore year would launch a family legacy.

We met in the John Hay Library. I saw a cute girl studying Spenser and sat down across from her. When the Carrie Tower chimed noon, I said, "Do you want to go out and get a frappe?" She said, "Sure." And that was it.

Jeannette and I have been married for 65 years. During that time, three of our daughters, four grandchildren and several of their spouses have also graduated from Brown. My wife and I try to help out whenever we can. We still enjoy interviewing prospective students, as do our daughters.

I became an active volunteer when I retired as CEO from Reliance Insurance Companies. I was one of the original members of the Sports Foundation, the treasurer. Every year we support the foundation financially. Brown just doesn't have the endowment that the other Ivies have.

I set up a charitable gift annuity because, having given to other areas of Brown, I knew that this type of giving was a sensible option. We receive an income stream and benefit from tax advantages, too. I'm very satisfied with the outcome.

Some alumni may not know much about planned gifts or may not understand the concept of a charitable gift annuity. We found the planned giving staff to be quite capable, so if you are at all interested, just reach out.

It's easy for us to give because of our feelings for Brown. Brown is one of the most competitive Ivy League colleges—and has been for a number of years. We're very proud of it.

Jeannette (Jones) Pollard '48 P'77, P'81, P'85, GP'06, GP'08, GP'08, GP'13 and William (Bill) Pollard '50, P'77, P'81, P'85, GP'06, GP'08, GP'08, GP'13 (a former Brown Corporation Term Trustee) have given to, among other priorities, the Brown Annual Fund; scholarships; many sports initiatives—including the Meehan Auditorium Renovation, which resulted in the naming of the Pollard Family Rink—and, not surprisingly, Brown libraries.

Give a Gift and Receive Payments for Life
You can follow in Bill and Jeannette's footsteps and give a gift that pays you back. To learn more about the potential benefits you can enjoy with a charitable gift annuity, contact The Office of Planned Giving at 401-863-9119 or

A charitable bequest is one or two sentences in your will or living trust that leave to Brown University a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to Brown University, a nonprofit corporation currently located at Office of Planned Giving
Box 1893, Providence, RI 02912, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Brown or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Brown as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Brown as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Brown where you agree to make a gift to Brown and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.

eBrochure Request Form

Please provide the following information to view the brochure.